💰Lend & Borrow

Introducing Lend & Borrow

Through lend/borrow ALEX is establishing a fundamental building block of Bitcoin finance: fixed-yield and fixed-term financial instruments.

Unlike most lend/borrow on all the other DeFi protocols, however, ALEX uses dynamic Collateral Rebalancing Pools (CRPs) to avert the risk of forced liquidation.

Due to the volatility of this bear market we are currently experiencing, hundreds of millions of dollars in collateral have been liquidated across DeFi. Scarred by the experience, those being forced to liquidate are unlikely to participate in DeFi anytime soon.

Without the basic and “boring” service of lending and borrowing, DeFi will remain a niche crypto sector without prospects for mass adoption.